Winterizing Your Home

Well, it took a while, but the weather is finally starting to cool down. It’s time to turn the furnace back to heat and prepare for the chillier days of winter. Here are a few reminders of ways to prepare your home for winter.

  1. Change Furnace Filters – We all forget to change those pesky air filters, but they’re always important. Regularly changing the air filter saves you money, protects you from bacteria and viruses, and extends the life of your furnace.
  2. Reverse the fans – On the side of your fans, there is a little button you can flip to switch the rotation of the fan. Now is the time to do that. Clockwise rotation of the blades brings the hot air down to you. That’s what you want.
  3. Watch out for drafts – Be careful of letting that heat creep out of your home through your doors and windows. If you feel a cold breeze by the bottom of your windows or doors, you want to get that taken care of. A simple fix is to put a rolled up towel at the bottom of the door or window to keep the hot air inside where it belongs.
  4. Check the Thermostat – For every degree you lower your thermostat during the heating season you will save between 1-3% on your heating bill. Remember you’ll be wearing warmer clothes anyways, so don’t turn the heat up too far. Also, consider a programmable thermostat which will generally pay for itself within the first six months you own it.

Other helpful winter tips include:

Winter Accidents

Dangers of driving during the winter and spring

Winter Driving Tips

Common Sense Rules for Winter Driving

 

Hurricane Michael Insurance Claim Tips

hurricane michael insurance claims

We all watched in horror as Hurricane Michael made landfall at Panama City and Mexico Beach. The devastation was overwhelming and the recovery process will be lengthy. We deal with insurance claims on a daily basis. So we wanted to use our expertise to provide some basic tips for those who have experienced losses from Hurricane Michael.

  1. Document the Damage

Put that smartphone to good use and take some photographs of the damage. Go a step further and take some video. Do a walkthrough of your property illustrating the extent of the damage. Do this before you start making repairs or clean up.

  1. Prevent Further Damage

People are often confused as to whether they should leave everything alone until the insurance company arrives or whether they should start making repairs to prevent further problems. Under the law, and likely your insurance contract, you have a duty to mitigate (minimize) your damages. And since you’re going to document the damage like we told you in Tip 1, there’s no need to wait on the insurance company. Document your damage and then start preventing further damage. For example, if the roof needs repairs, make the repairs. Or at a minimum, put a tarp over the roof to prevent further damage. If additional damages occur because you failed to take reasonable steps to prevent such damage, you may not be able to recover those damages from your insurance company.

  1. Keep Your Receipts

As you’re making repairs, get a folder together where you keep copies of all your receipts. Go a step further and take a picture of your receipts and email them to yourself. This way you have copies of all out-of-pocket expenses you may have incurred to help repair your home and you may be able to get them reimbursed by the insurance company.

  1. File Your Claim Fast

Insurance companies are ready to go quickly when disasters hit. The faster you tell them of your damage, the faster they can process your claim. Plus, there’s going to be a lot of claims from disasters like Michael. Get to the front of the line instead of the back.

These are just a few tips to help out those in need. If you want to help those that have been affected consider donating to one of the many great charity organizations helping those in need.

Do you have a RoundUp Claim?

Round Up May Cause Cancer

If you or a loved one has been diagnosed with cancer after prolonged exposure to the pesticide weed killer Round Up – you may qualify for a large settlement.  Our law firm is representing individuals who used Round-Up on a regular basis, including farmers, groundskeepers, landscapers, and gardeners, and then later found out that they had Non-Hodgkin’s Lymphoma or some other type of cancer.

Hernia Mesh Implants

Hernia Mesh Implants

Did you or a loved one have a hernia mesh implant that was put in from 2010 to 2018?  If you have had to have the mesh removed or suffered any painful complications from the mesh, please contact us now to see if you will qualify for a cash award.

Firm kicks off Sixth Annual Toy Drive

Hodges Trial Lawyers Toy Drtive

Our firm did a last-minute toy drive in 2012 because Jeremiah saw a news story sharing that North Alabama was several thousand families behind.  Jeremiah and Tim went around asking other lawyers and community members for donations and bought toys to take to the local Marines gathering toys.  Since then, it has become an annual tradition to which our entire firm looks forward each year.

We are hoping to gather more toys and donations this year than we ever have.  But we need your help.  Please consider dropping off a new, unwrapped toy at either of our offices.  If you drop it off at our Huntsville office, you will get a free t-shirt.  Any toys or donations valued at $50.00 or greater we will come to you for pickup.  Please help us help these kids that otherwise will have no gift to open on Christmas morning.