Hurricane Michael Insurance Claim Tips

hurricane michael insurance claims

We all watched in horror as Hurricane Michael made landfall at Panama City and Mexico Beach. The devastation was overwhelming and the recovery process will be lengthy. We deal with insurance claims on a daily basis. So we wanted to use our expertise to provide some basic tips for those who have experienced losses from Hurricane Michael.

  1. Document the Damage

Put that smartphone to good use and take some photographs of the damage. Go a step further and take some video. Do a walkthrough of your property illustrating the extent of the damage. Do this before you start making repairs or clean up.

  1. Prevent Further Damage

People are often confused as to whether they should leave everything alone until the insurance company arrives or whether they should start making repairs to prevent further problems. Under the law, and likely your insurance contract, you have a duty to mitigate (minimize) your damages. And since you’re going to document the damage like we told you in Tip 1, there’s no need to wait on the insurance company. Document your damage and then start preventing further damage. For example, if the roof needs repairs, make the repairs. Or at a minimum, put a tarp over the roof to prevent further damage. If additional damages occur because you failed to take reasonable steps to prevent such damage, you may not be able to recover those damages from your insurance company.

  1. Keep Your Receipts

As you’re making repairs, get a folder together where you keep copies of all your receipts. Go a step further and take a picture of your receipts and email them to yourself. This way you have copies of all out-of-pocket expenses you may have incurred to help repair your home and you may be able to get them reimbursed by the insurance company.

  1. File Your Claim Fast

Insurance companies are ready to go quickly when disasters hit. The faster you tell them of your damage, the faster they can process your claim. Plus, there’s going to be a lot of claims from disasters like Michael. Get to the front of the line instead of the back.

These are just a few tips to help out those in need. If you want to help those that have been affected consider donating to one of the many great charity organizations helping those in need.

Do you have a RoundUp Claim?

Round Up May Cause Cancer

If you or a loved one has been diagnosed with cancer after prolonged exposure to the pesticide weed killer Round Up – you may qualify for a large settlement.  Our law firm is representing individuals who used Round-Up on a regular basis, including farmers, groundskeepers, landscapers, and gardeners, and then later found out that they had Non-Hodgkin’s Lymphoma or some other type of cancer.

Hernia Mesh Implants

Hernia Mesh Implants

Did you or a loved one have a hernia mesh implant that was put in from 2010 to 2018?  If you have had to have the mesh removed or suffered any painful complications from the mesh, please contact us now to see if you will qualify for a cash award.

Firm kicks off Sixth Annual Toy Drive

Hodges Trial Lawyers Toy Drtive

Our firm did a last-minute toy drive in 2012 because Jeremiah saw a news story sharing that North Alabama was several thousand families behind.  Jeremiah and Tim went around asking other lawyers and community members for donations and bought toys to take to the local Marines gathering toys.  Since then, it has become an annual tradition to which our entire firm looks forward each year.

We are hoping to gather more toys and donations this year than we ever have.  But we need your help.  Please consider dropping off a new, unwrapped toy at either of our offices.  If you drop it off at our Huntsville office, you will get a free t-shirt.  Any toys or donations valued at $50.00 or greater we will come to you for pickup.  Please help us help these kids that otherwise will have no gift to open on Christmas morning.

UCP Huntsville announces an evening event for the entire family.

UCP FairyTale Ball

UCP FairyTale Ball 2UCP FairyTale Ball 3