Archive for Helpful Info – Page 2

Free Insurance Dec Page Review

Do you know how to navigate the troubled waters of auto insurance coverage? Our firm can review your auto insurance declarations page and make sure you are protected.  We do this for clients and friends for free because we want to be sure that you are protected.

 We reviewed one for a client today to find that she did not have the right coverage in place to protect herself from uninsured drivers. We don’t charge for this and we can help you as well.

 We can’t stop drivers from texting and driving, but we can be sure that you are covered if they hit you.

Continuing Legal Education Event

Our firm is co-hosting a Continuing Legal Education event and reception in Atlanta Labor Day weekend.  If you were considering going to the Alabama-Florida State game and need CLE credits, why not make your trip a business expense?  Our speakers will cover topics including personal injury, the physical mechanics of injury, worker’s compensation, ethics, and property law issues.  For more information, call or text 256-539-3110 or drop us an email.  We will post details regarding location and more in a few days.  Mark your calendars now!

Free Declaration Page Review

Did you know our lawyers will review your automobile insurance declarations page for free and give you advice about your current coverage? No charge, no cost, and no obligation. You don’t even have to come in to see us.

Are TV lawyers charging unethical fees?

The following is an excerpt from an actual TV personal injury lawyer’s fee agreement or contract.

 Reduction of Medical Bills. Liens and Subrogation Amounts. The parties agree that upon Client’s consent, Attorneys will attempt to mitigate all medical bills and subrogation amounts due and owing. Any resultant savings will be divided between Client and Attorneys.

 Translation: After TV lawyer settles your case (because we know he or she won’t go to trial), said TV lawyer’s staff will attempt to negotiate down your medical or subrogation expenses.  Per the agreement, TV layer gets ½ of any savings.

 The Alabama State Bar has now banned this practice because, essentially, TV lawyer was getting paid twice on the same dollars.  If your lawyer has to be regulated by the Alabama State Bar to keep from ripping you off, do you really think that lawyer has your best interest at heart?  If you prefer lawyers whose trial skills are superior to their jingle writing abilities, call Hodges Trial Lawyers.

Guest Passenger Law in Alabama

 Most people are unaware that if you are a passenger in a vehicle and the driver of the vehicle negligently causes a wreck, you are not allowed to sue that driver. This is called the “Guest Passenger” Statute. The Guest-Passenger Statute is unique to Alabama and essentially states that when you choose to ride in a car with someone, you assume the risk that the driver might negligently cause a wreck. Therefore, you are not allowed to recover.

 However, there are exceptions to this rule. The traditional exception to this rule is if you pay someone for the ride. For example, if you are in a taxi or an Uber ride, the Guest Passenger Statute does not apply to you. Even if you have just given someone gas money for the ride, that can be sufficient to overcome the Guest Passenger Statute.

 Just this past week, the Supreme Court of Alabama deepened this exception to the Guest Passenger Statute. The Supreme Court stated that as long as the Passenger conferred a tangible benefit to the driver of the vehicle, the Guest Passenger Statute does not apply. In this particular case, the driver and passenger were going grocery shopping. The passenger was in the vehicle for the purpose of helping the driver with her grocery shopping because the driver was old and needed help completing her grocery shopping. While the Supreme Court recognized that no money was exchanged, they found the Guest Passenger statute was inapplicable because the passenger’s job of helping with the grocery shopping was a benefit to the driver.

 So while this law may seem harsh and unfair at times, it is encouraging to see the Supreme Court recognizing more and more exceptions to this unique Alabama concept.